Dream Dwellings

Privacy Policy

Privacy Policy

Introduction

Welcome to https://claims-against-car-finance.dreamdwellings.net (hereafter referred to as “Claims Against Car Finance,” “we,” or “our”). We are dedicated to maintaining a transparent and secure online environment for our users, ensuring their privacy is protected at all times. This Privacy Policy details the ways in which we collect, utilize, and safeguard your personal information in accordance with international data protection regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California Consumer Privacy Act (CCPA/CPRA)
  • Colorado Private Information Protection Act (CPA)
  • Utah Consumer Sales Practice Act (UCPA)
  • Connecticut Consumer Data Protection Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy covers all aspects of our online presence, including our website, mobile applications, online services, and products offered through these platforms. It is important to emphasize that this policy does not extend to external third-party websites, apps, or services linked from our site, which have their own privacy policies governing data collection and usage.

Processing Activities

This document outlines our practices when users:

  • Utilize our applications and services as authorized users.
  • Access and interact with our websites.
  • Receive communications from us via email, phone calls, or text messages.

Personal Data Collection

We gather a range of personal information to enhance your user experience and provide tailored services. The types of data collected include:

  • Account Information: Details required to set up and manage your account, such as name, username, and contact details.
  • Payment Information: Data needed for processing transactions, including credit/debit card numbers, expiration dates, and billing addresses.
  • Financial Information: Records of financial transactions and account balances to facilitate financial services.
  • Purchase Information: Details about products or services purchased, including quantities and purchase dates.
  • Mobile Device Identifiers: Unique identifiers from your mobile device for analytics and service improvement.
  • Location Data: Information about your geographical location when you interact with our services.
  • Feedback: Comments, reviews, and responses provided by users to improve our products and services.
  • Social Media Information: Data from social media platforms when users choose to log in or share content through these channels.
  • Product Information: Preferences, usage patterns, and feedback on our products to enhance their design and functionality.

We collect this data through direct user input, interactions with our systems, and automated tracking technologies, including cookies. Additionally, we may receive personal data from third parties who assist us in providing services, always adhering to their respective privacy policies.

Cookies

We employ cookies to enhance your browsing experience and gather analytics. Cookies can be categorized as:

  • Strictly Necessary: Essential for the basic functionality of our website and apps.
  • Preference: Tailoring content and memory of user preferences.
  • Analytics: Collecting information about how users interact with our services for improvement purposes.

Users have control over non-essential cookies through our Cookie Manager, allowing them to manage their cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purpose for which it was collected, or as required by law. Once the retention period expires or when the purpose is no longer applicable, we securely delete or anonymize the data.

Security Measures

We implement robust organizational and technical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include encrypted communication channels and engagement with secure third-party processors who adhere to strict data protection standards.

Children’s Privacy

We do not intentionally collect or solicit personal information from children under the age of 18. If we become aware that a child has provided us with personal data, we will take steps to delete this information from our systems.

Your Rights

Depending on your jurisdiction, you have certain rights regarding your personal data, including:

  • Access and rectification of your data.
  • Erasure (right to be forgotten).
  • Restriction on processing.
  • Data portability.
  • Objection to the use of your data.
  • Non-discrimination in accessing services.

To exercise these rights or have any data-related inquiries, please contact our privacy team using the information provided below. We will respond to your requests as quickly as possible within the legal timeframe.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any modifications will be posted on this page with an updated effective date. We encourage users to review this policy periodically to stay informed about how we handle their personal information.

Contact Information

For privacy-related inquiries, unsubscribe requests, or to exercise your data rights, please contact us:

Email: [email protected]

Postal Address: [Provide address]